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Credit Karma Review — Credit Reporting & Repair Comparison (2012)

Ranked #34 in Credit Score & FICO

Credit Karma is basically the only free way to check your credit score, online, for free in less than 2 minutes after registration.  Along with showing your credit score they show you how your credit score is ranked in comparison to millions of Americans who have established credit.  If you are not satisfied with your credit score then you can use their site to guide you through life with the best credit card offers and banks that you can apply for to establish better credit, which in return will guide you through a better life.  If you need your score or a guide to better credit then this site is for you!

Credit Karma: What makes it different?

With Credit Karma you will find many key differences that make this website unique like free registration along with much much more.  I did a comparison with some other companies who offer the same exact product "your credit score" and I came to find that Credit Karma is the best, the cheapest "its free!" and easiest to use.  With their user friendly web page you can find out your credit score in minutes along with offers that interest anyone, even if your credit score is a little low.  Unlike other companies Credit Karma provides you with the best offers from banks, credit unions and credit card companies so that you can easily start to establish your higher credit score right away. 

Credit Karma vs. primary competitors (sites similar to Credit Karma)

After you turn 18, your credit score can be established and this is one of the most important key factors that you will experience in life, you can hardly get a cell phone without near perfect credit without paying a deposit fee, later on in life when you need college loans, house loans or just any extra non earned money in life, it all comes back to your credit score.  So with that being said, this business is HUGE, everyone will eventually need to know his/her credit score sometime later on in life.  Credit Karma offers this service for completely free, making their money off of the advertisers and not customers, unlike http://freecreditreport.com Credit Karma offers their service for free, and their report comes to you within minutes of registration, with Free Credit Report, your report can take up to 2 days before you even hear wind of your correct score.  Free Credit Report charges $1 USD to get your score, while Credit Karma is free, no hassle. 

Another reason you should choose Credit Karma is because they will never ever ask you for your credit card number unlike http://www.creditreport.com who requires you to enter it before you can even register.  I mean sure the commercials are neat and catchy, but is it really free?  I believe not, Credit Karma is completely free, as I stated before with no hassle.

Credit Karma: Pricing & packages

As you can see by now, Credit Karma is free, with no hassle registration, its fast.  You will get your credit score in less than 2 minutes as others will charge you and it can take 2-5 days to get just your report, not your score.  If you look at the big picture then I see no reason to not choose Credit Karma for the will never ask you for your credit card information so you will not have the worry of someone having this information and you having to deal with random charges that you did not agree to.  Credit Karma is FREE, so why not?

Credit Karma: Product images & screenshots
Credit Karma Coupons
Get Free Credito Score @ Credit Karma
Credit Karma: Customer reviews & comments

The reviews on this site are incredible, customers from all over American are using this site and not paying a penny or having any worries about finding out something that should be free in the first place.  I have read no bad or upset reviews on this company, every customer is satisfied with Credit Karma.  

I myself have used this company to find out my score and it took less than ten minutes and this even included the registration process, I payed no fee, kept my credit card in my pocket and recieved my score in about a minute in a half.  I learned about how to raise my score, and keep it as perfect as it needs to be to revieve "the goods" in life.  Credit Karma made all of this possible, for FREE!!

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